
Credit Cards

Aeroplan® Credit Card
Bonus: Earn 75,000 points after spending $4,000 on the card within the first 3 months of account opening. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.
Annual Fee: $95
Recommended For: The Aeroplan credit card is worth considering for individuals who frequently travel, particularly on Air Canada and its partner airlines. If you're a loyal Air Canada customer and want to maximize your travel rewards, an Aeroplan credit card can help you earn Aeroplan Miles, which can be used for flights, upgrades, and other travel-related expenses. These cards often offer attractive sign-up bonuses, accelerated earning rates on travel purchases, and travel perks like lounge access and companion passes. Additionally, if you appreciate the convenience of travel insurance benefits and no foreign transaction fees while globetrotting, an Aeroplan credit card may be a valuable addition to your wallet. However, it's crucial to assess the specific features and fees of different Aeroplan credit cards to ensure they align with your travel preferences and spending habits.

World of Hyatt Business Credit Card
Bonus: Earn 60,000 Hyatt points after $5,000 in spend within the first 3 months of account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
Annual Fee: $199
Recommended For: The World of Hyatt Business Credit Card is a great choice for business travelers who frequently stay at Hyatt properties and want to maximize their loyalty and rewards within the Hyatt ecosystem. This card is ideal for small business owners, entrepreneurs, or corporate travelers who prioritize luxury and comfort during their hotel stays. It offers numerous benefits, including a substantial sign-up bonus, annual free night awards, elite status within the World of Hyatt program, and bonus points for Hyatt spending, which can be redeemed for free nights, upgrades, and more. Furthermore, the card's travel and purchase protections, along with the ability to earn points on everyday business expenses, make it an excellent tool for managing business finances and enhancing the overall travel experience for those who favor the Hyatt hotel brand.

Ink Business Unlimited® Credit Card
Bonus: Earn $900 bonus cash back after $6,000 in spend within the first 3 months of account opening
Annual Fee: $0
Recommended For: The Chase Ink Business Unlimited credit card is an excellent choice for small business owners looking for a straightforward and versatile cashback rewards card. It's recommended for entrepreneurs, freelancers, and business owners who want to earn cashback on a variety of business expenses without dealing with complex rewards structures or category restrictions. This card offers a flat cashback rate on all purchases, making it easy to accumulate rewards that can be reinvested into the business. It's particularly useful for those who prioritize simplicity in their expense management and rewards redemption process. Additionally, the card offers benefits like employee cards, travel and purchase protections, and the ability to combine rewards with other Chase Ultimate Rewards cards, making it a valuable tool for managing business finances and maximizing cashback rewards.

Chase Sapphire Reserve®
Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.
Annual Fee: $550
Recommended For: The Chase Sapphire Reserve is a premium travel rewards credit card and is recommended for frequent travelers, jet-setters, and individuals who value luxury travel experiences. It's an excellent choice for those who appreciate the finer aspects of travel, including airport lounge access, high-quality travel insurance, and generous rewards for travel and dining expenses. The card's sign-up bonus and point redemption options through the Chase Ultimate Rewards program can offer substantial value for travelers who often book flights and hotels. While the card comes with a higher annual fee, its perks, such as an annual travel credit, Global Entry or TSA PreCheck reimbursement, and Priority Pass lounge access, make it worthwhile for those who frequently take to the skies or dine out at fine restaurants. It's also great for individuals who want the flexibility to transfer points to various airline and hotel partners for even more travel options and value.

Ink Business Preferred® Credit Card
Bonus: Earn 100,000 bonus points after $8,00 in spend within the first 3 months of account opening.
Annual Fee: $95
Recommended For: The Chase Ink Business Preferred credit card is an excellent choice for small business owners and entrepreneurs who want to maximize their rewards on business-related expenses. It's recommended for those who frequently spend on travel, advertising, shipping, and other common business categories, as it offers a substantial sign-up bonus and competitive earning rates in these areas. Additionally, the ability to transfer points to various airline and hotel loyalty programs through Chase Ultimate Rewards can provide excellent value for business travelers seeking flexibility in redeeming rewards. The card's cell phone protection and purchase protections are valuable for businesses looking to safeguard their assets, and it even offers employee cards at no extra cost, making expense tracking and rewards accumulation easier. While it comes with an annual fee, the Chase Ink Business Preferred is a powerful tool for optimizing business spending and reaping the rewards for both short-term benefits and long-term travel goals.

Southwest Rapid Rewards® Premier Business Credit Card
Bonus: Earn 60,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.
Annual Fee: $99
Recommended For:
The Southwest Rapid Rewards Premier Business Credit Card is highly recommended for small business owners, entrepreneurs, and frequent travelers who prefer domestic travel within the United States, especially if their travel often includes cities served by Southwest Airlines. This card offers significant value through its rewards program, allowing cardholders to earn Rapid Rewards points that can be used for Southwest flights, making it an excellent choice for those loyal to the airline. The card comes with valuable benefits such as a sizable sign-up bonus, annual anniversary points, and enhanced travel perks like free checked bags and priority boarding, which can save money and enhance the travel experience. Additionally, business owners can take advantage of expense tracking tools and employee cards, making it an efficient choice for managing business expenses while earning rewards for future travel.

Chase Freedom Unlimited®
Bonus: Earn an additional 1.5% cash back on everything you buy, on up to $20,000 spent in the first year
Annual Fee: $0
Recommended For: The Chase Freedom Unlimited card is an excellent choice for a wide range of individuals and households seeking a versatile cashback credit card. It's recommended for those who prefer simplicity and flexibility in their rewards program. This card is ideal for people who want to earn cashback on all their purchases without worrying about rotating categories or complicated redemption processes. Whether you're a busy professional, a student, or a family looking to earn rewards on everyday spending like groceries, dining, and gas, the Chase Freedom Unlimited card offers a flat cashback rate on all purchases, making it easy to earn and redeem rewards for statement credits or other redemption options. Additionally, it's a great card to pair with other Chase credit cards to maximize your rewards strategy, especially if you already have or plan to get other Chase Ultimate Rewards cards for travel rewards.

Ink Business Cash® Credit Card
Bonus: Earn $900 bonus cash back after $6,000 in spend within the first 3 months of account opening
Annual Fee: $0
Recommended For: The Chase Ink Business Cash credit card is an excellent choice for small business owners seeking to maximize cashback rewards on essential operational expenses. It's recommended for entrepreneurs, freelancers, and business proprietors looking to earn cashback in specific spending categories tailored to business needs. This card offers substantial cashback rewards in categories such as office supplies, internet, cable, and phone services, as well as dining and gas purchases, which are common expenditures for many businesses. The flexibility to earn cashback in these categories, along with a significant sign-up bonus, no annual fee, and additional employee cards at no extra cost, makes the Chase Ink Business Cash card a valuable financial tool for those aiming to boost their business's bottom line while efficiently managing expenses.

Chase Sapphire Preferred® Card
Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Annual Fee: $95
Recommended For: The Chase Sapphire Preferred is a versatile travel rewards credit card that's highly recommended for individuals who enjoy travel but don't want to commit to the higher annual fee of premium travel cards. It's an excellent choice for both occasional and avid travelers, as well as for those new to travel rewards credit cards. With its generous sign-up bonus, the ability to earn valuable points on travel and dining purchases, and the flexibility to redeem points for travel through the Chase Ultimate Rewards portal, it's a great option for individuals looking to save on flights, hotels, and other travel expenses. The card also provides travel and purchase protections, making it ideal for travelers who want peace of mind while on the road. Whether you're planning a dream vacation or just looking to earn rewards on everyday expenses, the Chase Sapphire Preferred offers a well-rounded package of benefits and rewards without breaking the bank on an annual fee.